Відео

Thank you for all of your informative videos, Jen. We appreciated you taking the time to call us yesterday even though we're now in a wait and see what happens. lol

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Cen we use our VA on the west coast? Homes are so expensive.

Are you licensed in Oklahoma?

What is the phone number to reach your office?

I'm a 75 year old Veteran. Can i still get my VA home lian?

Depuis que je suis jeune, je parle français et je suis presque sûr que "bullshit" n'est pas un mot français.

Noted!

I'm a 100% disabled veteran. I also collect SSA retirement. Both totalling 4500k+ monthly. Never owned a home. I'm attempting to do so. Agents have different opinions on this. Which is far from comforting. Your statement : "This is all bullshit" is right on. Governmental involvement most always leads to more confusions........

If you are shopping for a house...imagine yourself as a giant refrigerator, and everyone is in this refrigerator making a sandwich. Everyone gets a cut before you get this old construction bullshit house. Wait till Biden is out of office too. Democrats, especially in California...forget it. all your money will go to the state. ITs a renters market. Dont buy...or else youre making some other person super rich and youll be under water.

Always buy home warranty insurance. It's worth its weight in gold. Helped me repair a lot of issues with ac, water heater, washer and dryer etc...

Excellent advice. Additionally, screen and select employers just as rigorously as a potential mate. Do you see yourself with them long-term? Are you hoping the culture will change? Are you going into the position with an idealized view and not being realistic, or setting healthy limits when necessary? Do they demonstrate a low value for their employees (gamifying the work day for increased productivity, not allowing a consistent schedule, expecting to notify you during your off time-- one employer pressured employees to sign up for an app that notified us 24 hrs a day, cutting hours, expecting unreasonable efforts, while making false promises for pay/rewards)? Research the emoloyer's finances before committing to them. Do they have a history of bad investments? Are they losing 10% or more of their gross income to theft and yet have no professional loss prevention? These things have a huge impact on the ability to organize our lives, practice self-care, and build a sustainable future.

You don't learn how to manage credit either in highschool. I've been saying this for years.

Are there any new updates on the fixed rate RELOC for 2024

Its not easy to get training. Even LOA have a hard time. But becoming an assistant before doing your own loans is the best bet IF they train you. Once you have experience then u can go off on your own as the loan officer.

Congratulations on your award! From the info you provide it’s clear to see why you and your time rank #1

She is right, they will say that you can get a VA IRRRL and get for example $4400 cash back. What theyre not telling you is that youre just getting your escrow balance back and theyre gonna roll that amount back into the loan with the new escrow amount.

This video spoke to my soul!! I really feel like you speak my language I have always assumed I need to be perfect before even considering buying a home. I also feel like I want more than I can afford. My sister is a realtor and has such an aggressive personality.

What’s an overlay?

Are you licensed in New York?

Jennifer you always provide helpful information! Thank you and your whole team

10 months old vid, and we're nowhere near 5% 😂 this is why i trust your content ❤️

I was not happy about my home inspection at all. I made a mistake by not calling around but trusted the recommendation made by my agent. Big mistake, thanks for the video .

Rental trucks cost around $9k to cross the country from California.

The reason i had gone into forbearance bc i had a financial issue that would have made me late on one payment. My issue is june, July, August forbearance and ill be able to have june, July paid but the third month ill be stuck going into September. I chose forbearance to avoid 30 days late yey i find myself shory one month unless i ask for money

Linda and I spoke last week, and she was so great to talk to! The first person to actually listen to my goals for saving while still buying a home, without pushing me to a higher price point ❤️ For property tax, I do have a question - I've researched the tax percentage in the county that I'm looking to buy (Florida, 2 hours away from my home county of Pinellas because I can no longer afford to live here), but I'm seeing taxes that are way above the percentage in relation to the assessed price. I understand lower taxes, because homestead and such, but seeing such high taxes in relation to assessed value has my head spinning. Any direction as to how that happens? Thank you again for your content ❤️

Great video but what if I suspect I want more than I believe I can afford. Wish they had 60 year loans or something.

You cant work a job anywhere in the labor industry and make even a down payment. We are being forced into apartments to make the rich richer and forced into digital currency and forced compliance or be homeless. Someone going to light the fuse if they don't stop pushing . Shadow 🚫

Home insurance can be crazy different. I ended up calling 7 companies. From Progressive that I had my car insurance with to local companies to State Farm that I was with on car insurance for 30 years but left when my insurance went way up with no accidents. It ranges from $1600 to $4400 for the same things. You are soooo right about inspections too. I was previously with a different realtor and her inspector was great. Pointed out things in detail and I decided to not purchase. I changed realtors, they knew the neighborhood really well that I wanted to be in, but used her inspector and wasn't impressed. They didn't seem to point things out in detail as much as the other guy. So, I'm now in the house and am doing my own sorta inspections for plumbing, HVAC, electric, roof, foundation. The HVAC doesn't cool down, the dryer was in the garage and was venting to the crawl space but the realtor and seller "fixed" it. Well the handyman ran some of that cheap aluminum venting behind the washer through the crawl space entry door space (yes, crawl space door can no longer close), turned it again and out a side wall about 15-20' away. I'm not getting a w/d until I can see if it's even possible to have in the same space or if I need to get a ventless one. Water pressure was extremely low and hot water vent was asbestos and was touching wood. Inspector didn't mention either and said it was good except for a couple leaks that were fixed. While a portion of the roof was repaired, I don't trust that they noted everything, so going to get it checked out. The deck wasn't up the code, couldn't tell with the sellers things still there. I could tell the stairs were old and poor condition. The inspector said the deck was fine. The steps were a trip hazard, they replaced them but are so narrow in depth that my dog (shepherd) has fallen twice off them! The deck railing doesn't have the vertical rails, it's just open. Didn't notice since the seller had plants and furniture along every side. Will be getting that fixed. Fortunately I paid about $25k lower than other similar houses. I looked at some a bit bigger and cost more but was worried I would get in and stuff like this would happen and I wouldn't have enough buffer to do repairs and would have to put things on a credit card or dip into retirement savings. My other suggestion would be to not use the repair folks your realtor suggest. I really liked the house, I liked the neighborhood, it feels like home. Fortunately I had some buffer in my house budget to help with these things.i I'm still getting quotes, but will definitely get the HVAC (it's 115 here), deck steps (protect the pup), and water pressure (my hair looks like Kramer on Seinfield) and hot water vent fixed soon. Leave room in your budget! I'm so glad I went a bit smaller to stay within my budget. Thanks Jen!!

I actually did this a couple of years ago for six or seven months, to see if I felt a pinch. It’s a good exercise and I would also recommend not changing anything about your current spending/saving habits while doing it, so you have an accurate idea of how the actual payment impacts you.

This woman is amazing!! Intelligence! Beautiful! Lovely voice Amazing

when will you be licenced in RI

My agent doesn’t return my requests for showings. They suck. United vet has a great sales team.. an hr with. Jen’s team I’m a board for an investment

They are selling homes on slabs,no basement, 3 bedrooms 2 baths starting at 700,000 around where I live. Selling like hotcakes to people who have to be living on the edge of one small hiccup and disaster strikes. Can't understand it in any form.

Ninja costs show now mercy. Once they get in, it takes hard combat to force them out. Thanks for covering these costs and how to anticipate/prevent/prepare for them.

You are not us.

is Homeowners insurance the same as Condo Insurance if you own a condo?

Can I apply for a mortgage loan without my husband name on it? He has a credit report drama. Although he’s a veteran. We are contemplating if it is only my name on it. Thanks for this informative video.❤

Is the max DTI 45% for manual underwriting by chance?

Hi my name is Kaleb

Blessings to you and your team for your kindness.

Wow I’m from Rhode Island

I would never spend that kind of money on a house to begin with!.

So many overvalued homes on the market. Eternal property and school tax means you never truly own the house or property. You rent it from the govt.

If you had any common sense. Then you would realize the lie's you have been told. You pass off TT as if everything on there is BS. You probably never researched the flat earth. Just go on believing NASA Hollywood productions. I almost know I'm right about you. Amost, can't say for sure.

Just cut to the chase and tell me in plain english on how I can get up to my eyeballs in debt Jen. I was waiting for you to say “marry the mortgage not the rate durrrr”

Do you have license for Puerto Rico ?

A home isn't an investment. It is an expense. It is something to live in..

What gets me about the overly complicated housing industry is the doubletree and moronic explanations. REMEMBER , this "industry" makes billions in profits. When most of the "work" is done in hours not days , weeks or months.....